If you are a trader in Haryana, then you should know about Chief Minister Traders Group Personal Accident Insurance because it is one of the most useful schemes for financial safety. Many traders don’t even realize that they are already covered under this scheme, and that is why this guide will help you understand everything in a simple and personal way.
In this article, I will explain how Chief Minister Traders Group Personal Accident Insurance works, who can get benefits, what documents are needed, and how you can claim the insurance amount step by step.
What is Chief Minister Traders Group Personal Accident Insurance?
The Chief Minister Traders Group Personal Accident Ins. is a government scheme started by the Haryana Government in 2019. The main aim of this scheme is to provide financial support to traders in case of accidental death or permanent disability.
Under this scheme, eligible traders get an insurance cover of ₹5 lakh without paying any premium. Yes, it is totally free, which makes Chief Minister Traders Group Personal Accident Ins. very helpful for small and medium traders.
One important thing is that you don’t need to apply separately. If you are a GST registered trader in Haryana, then you are automatically covered under Chief Minister Traders Group Personal Accident Ins.
Why this scheme is important for traders
Running a business always comes with risks. Sometimes accidents happen suddenly and it can affect the whole family. In such situations, Chief Minister Traders Group Personal Accident Ins. acts like a financial support system.
This scheme helps:
- Families get financial help after sudden loss
- Traders feel more secure in their work
- Reduce financial burden in difficult times
Honestly, many people ignore these type of schemes, but Chief Minister Traders Group Personal Accident Insurance can be life saving in emergency.
Key Benefits of Chief Minister Traders Group Personal Accident Insurance
Here are the main benefits you should know:
- ₹5,00,000 for accidental death
- ₹5,00,000 for permanent disability
- ₹5,00,000 for loss of both eyes or both limbs
- ₹5,00,000 for loss of one limb and one eye
No matter which case, the benefit amount under Chief Minister Traders Group Personal Accident Ins. remains same which is ₹5 lakh.
Who can get benefits?
Not every person is eligible. The scheme is specially for GST registered traders in Haryana.
Eligible categories include:
- Sole Proprietor (owner of business)
- Partner (in partnership firm)
- CEO (in company)
- Karta (in HUF)
In case of death, the amount under Chief Minister Traders Group Personal Accident Ins. is given to nominee or family member.
Eligibility Criteria
To get benefits from Chief Minister Traders Group Personal Accident Ins., you must:
- Be a resident of Haryana
- Have a valid GST registration
- Be an active trader
If you meet these conditions, then you are automatically covered under Chief Minister Traders Group Personal Accident Insurance.
Documents Required for Claim
You don’t need documents for registration, but for claim you must prepare these:
- FIR copy
- Claim form (properly filled)
- Death certificate (if applicable)
- Postmortem report (in case of death)
- Medical report (for disability)
- Bank details
- Nominee details
Make sure documents are correct, otherwise claim can get delayed in Chief Minister Traders Group Personal Accident Insurance process.
Application Process (Very Easy)
One best thing about Chief Minister Traders Group Personal Accident Insurance is that there is no registration process.
You just need to:
- Register for GST
- Continue your business
That’s it. You are automatically included in Chief Minister Traders Group Personal Accident Insurance.
Claim Process Step by Step
If accident happens, then follow this process carefully:
- Inform insurance company assigned by government
- Fill claim form properly
- Attach all required documents
- Submit application to insurance office
- Wait for verification
After verification, the amount of ₹5 lakh under Chief Minister Traders Group Personal Accident Insurance will be transferred to bank account.
Try to submit documents as early as possible to avoid delay.
Important Contact Details
If you need help regarding Chief Minister Traders Group Personal Accident Insurance, you can contact:
- Helpline: 0172-4112222
- Helpline: 0172-2590981
- Email: hoharyanatax@gmail.com
You can also check updates on haryana koshal website for latest information.
Final Thoughts
In simple words, Chief Minister Traders Group Personal Accident Insurance is a very useful scheme for traders in Haryana. It gives peace of mind because you know that your family will get support in case something unexpected happens.
Many people ignore this scheme thinking it is not important, but actually Chief Minister Traders Group Personal Accident Insurance can help a lot during tough times. So if you are a trader, make sure your GST is active and details are correct.
FAQs – Chief Minister Traders Group Personal Accident Insurance
Is registration required for this scheme?
No, Chief Minister Traders Group Personal Accident Insurance does not require separate registration. GST traders are automatically covered.
What is the insurance amount?
The scheme provides ₹5 lakh under Chief Minister Traders Group Personal Accident Insurance.
Who gets the money after death?
The nominee or family member receives the amount in Chief Minister Traders Group Personal Accident Insurance.
Can a partnership firm apply?
Yes, one partner can be covered under Chief Minister Traders Group Personal Accident Insurance.
How to claim insurance amount?
You need to submit claim form with documents to insurance company under Chief Minister Traders Group Personal Accident Insurance.
Important Links
| Title | Click Here |
|---|---|
| Portal | Click Here |
| Department Contact Number | Click Here |
| CM Traders Group Personal Accident Insurance Scheme Guidelines | Click Here |
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